Send invoices whenever and wherever you want with Wave’s free app for iOS and Android. It's been one of the best decisions I've made when it comes to making sure my accounting is on point. After creating your account, everything's set up so you can Prepare Deferred Revenue Journal Entries get started right away. Your data is always available, and it’s backed up for extra peace of mind. After creating your account, everything is set up so you can get started. Your data is always available, and backed up for extra peace of mind.

Wave’s smart dashboard organizes your income, expenses, payments, and invoices. Have an eye on the big picture so you can make better business decisions. Our robust small business accounting reports are easy to use and show month-to-month or year-to-year comparisons so you can easily identify cash flow trends. Transactions will appear in your bookkeeping automatically, and you can say goodbye manual receipt entry.

Unlimited accounting, 100% free.

Know when an invoice is viewed, becomes due, or gets paid, so you can take the right actions to manage your cash flow. Set up invoice reminders to automatically email your customers when payment is due. All your invoicing and payment information automatically syncs with our free accounting software included with your account. Accounting software like Wave can also seamlessly connect with your bank accounts so you can automate tasks like recording transactions and generating reports. This can help you save time and make financial decisions quickly. The right software helps business owners quickly categorize transactions and generate financial statements.

• Our servers are protected physically and electronically.
• Accounting software like Wave can also seamlessly connect with your bank accounts so you can automate tasks like recording transactions and generating reports.
• 2 Rates are 1% for bank payments (minimum fee of $1).
• ‍2 Rates are 1% for bank payments (minimum fee of $1).
• We provide different levels of support for customers who use different features and services from Wave.
• You can effectively analyze the financial health of your business, find ways to generate more profit, and move forward with your business plan.

These features help keep our invoicing, and accounting, free. Wave's optional paid features include online payment processing, payroll software, and access to personalized bookkeeping services and coaching through Wave Advisors. If you're interested in using payroll software, you can start a free 30-day trial when you sign up for Wave. Electronic invoices are created with online invoicing software or other cloud-based services, which makes it easy to automate the invoicing process.

Accounting software that works as hard as you do

Electronic invoices also provide small business owners with professional-looking digital invoices that their customers can pay easily online through a system like Wave’s online payments. Your customers can pay the invoices you send them instantly by credit card, secure bank payment (ACH/EFT), or Apple Pay. And by enabling Wave’s payments feature, you can accept credit cards and bank payments for as little as 1%2 per transaction and get paid out in as fast as 1-2 business days1. Get paid in as fast as 1-2 business days1, enhance your brand, and look more professional when you enable payments. Customers can click a Pay Now button on invoices and pay instantly by credit card, secure bank payment (ACH/EFT), or Apple Pay.

These include cash flow reports, balance sheets, profit and loss statements, and expense breakdowns. Accounting software helps business owners understand how money flows in and out of their businesses. It replaces the time-consuming method of collecting receipts in a drawer and manually tracking revenue and expenses in a spreadsheet or with pen and paper.

When your billing period ends, you will lose access to any functionality or features that require an active subscription, such as scanning new receipts. Previously scanned receipt images will continue to exist in your Wave account as expense transactions. The rate that you charge for your freelancing services can vary, so it's important to get a grasp of market trends before sending your clients an invoice or quoting a price. Freelance rates can differ depending on experience level and industry. For example, the rate a freelance web developer charges may be different than that of a freelance graphic designer, because each freelancer specializes in a different area. The Wave app lets you easily generate and send invoices to your clients wherever and whenever you need to.

Invoice on the go

Wave has helped over 2,000,000 North American small business owners take control of their finances. Stop looking under couch cushions—access your receipts digitally, in one place.

Simply open the transaction details for an expense and attach an image of the receipt from your device. Avoid any tax season nightmares with more accurate books, records, and reports. I look at the dashboard and know how many invoices are on the way, when they should be paid, and the average time it takes someone to pay.

Take a photo and upload a receipt image from your mobile device, then sit back while Wave reads the receipt to create a new expense transaction. If you’re on-the-go, you can also send invoices from your phone or other mobile device using the Wave app. All your invoicing and payment information automatically syncs with the free Wave Accounting software included with your account. Every invoice paid means more revenue coming into your small business. Create and send professional invoices to your customers in seconds.

A 1% fee is applied to the amount you withdraw from your available balance, in addition to regular processing fees. Deposits are sent to the debit card linked to your account in up to 30 minutes. Deposit times may vary due to processing cutoff times or third party delays. Sign up for a free Wave account and send your first invoice right away—it only takes a few minutes! You can also set up recurring payments, auto-reminders, and deposit requests to make sure you always get paid on time.

To download the app:

Email invoices with a secure “Pay Now” button after you’ve enabled the online payments option. Online payments allows you to get paid quickly by bank deposit, credit card, and Apple Pay. When everything is neatly where it belongs, tax time is simple.

You’ll never lose track of payments again, and you’ll be all set at tax time. ‍2 Rates are 1% for bank payments (minimum fee of $1). For information on credit card rates, visit Pricing for details. You can connect nearly 10,000 different bank and credit card accounts with Wave, so your financial transactions import automatically to make your bookkeeping simple.

The transactions will appear in your bookkeeping automatically, and you can say goodbye to manual receipt entry. Allow your customers to pay your invoices immediately via credit card, secure bank payment (ACH/EFT), or Apple Pay. Instant Payout is an additional service offered by Wave subject to user and payment eligibility criteria.

Mobile receipts pricing*

Manually creating invoices in Microsoft Word or Excel can be time-consuming and difficult to manage. Digital invoicing empowers your small business by automating invoice processing and saving time by tracking key invoice data like upcoming and outstanding invoices. You can also manage late payments more efficiently through e-invoicing by setting up payment reminders to send to your customers before an invoice due date.

When equipped with the right accounting software, you can do more than just basic bookkeeping. You can effectively analyze the financial health of your business, find ways to generate more profit, and move forward with your business plan. Track your income and expenses, easily and for free, with Wave’s accounting software. Simply email your customers an invoice and they can use the secure “Pay Now” button to send over your payment. Wave’s mobile receipts feature lets you input expenses into Wave instantly and on-the-go using optical character recognition (OCR) technology.

Say #sorrynotsorry to your spreadsheets and shoeboxes. Create beautiful, free invoices that reflect your business branding. Automate overdue reminders, set up recurring bills, and add notes or terms of service with ease.

Create beautiful invoices, accept online payments, and make accounting easy—all in one place—with Wave’s suite of money tools. 2 Rates are 1% for bank payments (minimum fee of $1). For information on credit card rates, visit the pricing section for details. With Wave, your invoices and payments automatically flow into your accounting records.